5 Ways to Spring Clean Your Insurance Policy

With Spring finally in the air, it’s only natural to take a look around you and look for areas to make a fresh start in. Your insurance policy is one area you should regularly tend to, closely monitoring it and making sure you have the right protection at all times whether in business or in the home.

Here are 5 ways you can spring-clean your insurance policy:


Many buildings insurance policies, such as home insurance, are comprehensive policies – which covers you in almost any eventuality. If you think your comprehensive insurance policy may be too much, you could seek to purchase a specified peril policy, ensuring you are only protected against perils that apply directly to you.


If you have had people named on an insurance policy – such as auto insurance or health care insurance, it is a good idea to regularly revise this coverage. There may come a time this named party purchases their own insurance, in which case you don’t need to include them in your policy.


In some cases, purchasing individual coverage for you and an other person may not be the most efficient approach. It may be beneficial to purchase a joint life insurance policy for you and your spouse for example.


If your policy is renewed annually, it’s worth taking a look over it before you pay. Look at the details contained within the policy and assess whether any of your circumstances have changed, are you entitled to any gratuities and discuss with your insurance advisor whether your costs can come down.


While you are looking at your costs, you may also look at the values you have your property insured at. Look to see how depreciation of equipment for example may affect your premium or if the estimated re-build cost of your building may have changed and adjust your coverage accordingly.

Taking the time to Spring-clean your insurance policy cannot only potentially save you money, but you may also streamline and improve the protection you have.

Do you need help Spring-Cleaning your policy? Click here for advice from an insurance expert

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One thought on “5 Ways to Spring Clean Your Insurance Policy

  1. lonnieinsurancespecialist says:

    Excellent reminder.

    Lonnie Meadows
    NewFirst Insurors
    Texas Associates Insurors, A Member of Insurors Group LLC
    2214 Avenue H
    Rosenberg TX 77471
    Direct Line: 832-344-2021
    Cell: 713-703-6323
    Home: 281-342-4403
    Fax: 281-232-3780 or 512-327-8337

    Account Manager-Cindy Smithson can be reached at 832-344-2013 cindys@txassoc.com

    CONFIDENTIALITY NOTICE: This email and attachments are intended only for the use of the individual or entity to which they are addressed and may contain information that is privileged, confidential or exempt from disclosure under applicable law. If the reader of this email is not the intended recipient, you are hereby notified that you are strictly prohibited from reading, disseminating, distributing, or copying this communication. If you have received this email in error, please notify the sender immediately. Thank You!

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